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But even if patients are lucky enough to physically heal, their lives may never be the same. Sleep becomes elusive, relationships break apart, and a wall of silence appears between patients and the doctors they trusted.

The credit reporting agency also said Monday that student lending has grown from last year because more people are going back to school and the cost of higher education has risen.

The new policy will alarm hundreds of thousands of British expatriates who live and have transferred their savings, proceeds from house sales and other assets to eurozone bank accounts in countries such as France, Spain and Italy.

The euro fell on global markets after Jeroen Dijsselbloem, the Dutch chairman of the eurozone, announced that the heavy losses inflicted on depositors in Cyprus would be the template for future banking crises across Europe.

“If there is a risk in a bank, our first question should be ‘Okay, what are you in the bank going to do about that? What can you do to recapitalise yourself?’,” he said.

The money is there, just waiting for clever new moves, said 17-year-old Nick D’Aloisio, who can point to a roster of early backers for his Summly app that includes Yoko Ono and Rupert Murdoch.

“If you have a good idea, or you think there’s a gap in the market, just go out and launch it because there are investors across the world right now looking for companies to invest in,” he told Reuters in a telephone interview late on Monday.

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He had first dreamt up the mobile software while revising for a history exam two years ago, going on to create a prototype of the app that distils news stories into chunks of text readable on small smartphone screens.

He was inspired, he said, by the frustrating experience of trawling through Google searches and separate websites to find information when revising for the test.

Trimit was an early version of the app, which is powered by an algorithm that automatically boils down articles to about 400 characters. It caught the eye of Horizons Ventures, a venture capital firm owned by Hong Kong billionaire Li Ka-shing, which put in $250,000.

That investment attracted other celebrity backers, among them Hollywood actor Ashton Kutcher, British broadcaster Stephen Fry, artist Ono, the widow of Beatle John Lennon, and News Corp media mogul Murdoch.

Kerry arrived in the Afghan capital of Kabul on an unannounced visit amid concerns that Karzai may be jeopardizing progress in the war against extremism with anti-American rhetoric. After a private meeting, Kerry said he and Karzai were “on the same page” on security and reconciliation issues and brushed aside suggestions that relations were in peril.

Karzai infuriated U.S. officials earlier this month by accusing Washington of colluding with Taliban insurgents to keep Afghanistan weak even as the Obama administration pressed ahead with plans to hand off security responsibility to Afghan forces and end NATO’s combat mission by the end of next year.

At a joint news conference after their talks, Karzai told reporters that his comments in a nationally televised speech had been misinterpreted by the media. Kerry demurred on that point but said people sometimes say things in public that reflect ideas they have heard from others but don’t necessarily agree with.

“I am confident the president (Karzai) does not believe the U.S. has any interest except to see the Taliban come to the table to make peace and that we are completely cooperative with the government of Afghanistan with respect to the protection of their efforts and their people,” Kerry said. He noted that he had specifically raised the comment in question with Karzai and was satisfied with the response.

The report, completed in 2010 but not made public, comes amid growing scrutiny of the NYPD and its declining crime statistics. Those stats have helped build a narrative that New York City has become, as Mayor Michael Bloomberg likes to say, “the safest big city in America.”

In September of 2009, Officer Adrian Schoolcraft of the 81st Precinct in Brooklyn met confidentially with NYPD investigators and provided evidence – including secret audio recordings he had made – that more than a dozen crime reports had been manipulated.

He charged felonies had been downgraded, crime reports taken were never filed, and in still other cases, crime victims were discouraged from filing complaints at all.

The airlift, which began on a small scale in early 2012 and continued intermittently through last fall, expanded into a steady and much heavier flow late last year, the data shows. It has grown to include more than 160 military cargo flights by Jordanian, Saudi and Qatari military-style cargo planes landing at Esenboga Airport near Ankara, and, to a lesser degree, at other Turkish and Jordanian airports.

As it evolved, the airlift correlated with shifts in the war within Syria, as rebels drove Syria’s army from territory by the middle of last year. And even as the Obama administration has publicly refused to give more than “nonlethal” aid to the rebels, the involvement of the C.I.A. in the arms shipments — albeit mostly in a consultative role, American officials say — has shown that the United States is more willing to help its Arab allies support the lethal side of the civil war.

The meeting is reminiscent of the Combined Chiefs of Staff, when British and American military leaders joined forces during World War II. Both nations are undergoing significant budgetary reductions and will continue to rely on each other in future years for support. Understanding what capabilities will survive and won’t is essential to long-term strategic planning.

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A Defence Ministry spokesman characterized the meeting as private and declined further comment.

Reports suggest the deal will include a levy on deposits of more than 100,000 euros in Cyprus’ two biggest banks.

The levy on accounts in Laiki Bank – the country’s second-biggest – could be as high as 40%, correspondents say.

Cyprus needs to raise 5.8bn euros (£5bn) to qualify for a 10bn-euro EU bailout and avoid bankruptcy.

An EU official told the BBC that under the draft agreement, Laiki Bank will be wound down with “a significant levy” affecting those with deposits of over 100,000 euros.

Large deposits in the country’s biggest bank, Bank of Cyprus, could also be hit by the levy, reports say.

Laiki is also likely to be split into “good” and “bad” banks.